Educational Resources
Topics We Cover
Straightforward explanations of the home equity, housing, retirement, and reverse mortgage topics that older homeowners and their families often research.
These are educational topics — not financial or mortgage services.
Topic 1
Home Equity
For many older homeowners, their home represents a significant part of their overall financial picture.
Understanding home equity can help homeowners better understand their financial position and evaluate different housing and retirement considerations. Learn about:
What home equity means
How home equity changes over time
Factors that can affect home value
Homeownership costs
Using or preserving home equity
Questions to consider when planning for the future
Topic 2
Reverse Mortgage Basics
A reverse mortgage is a type of loan that allows eligible older homeowners to access some of the equity in their home.
Understanding a reverse mortgage involves more than simply understanding how the loan works. Homeowners should also understand:
Interest
Fees
Property responsibilities
Repayment circumstances
How borrowing may affect home equity
How borrowing may affect future plans
Our educational resources explain these concepts and the related terminology in straightforward language.
Topic 3
Retirement & Housing
Housing can play an important role in retirement planning.
Some homeowners may choose to remain in their current home, while others may consider downsizing, moving closer to family, or exploring different living arrangements.
Our resources explore these decisions from an educational perspective, including aging in place, downsizing, home maintenance, and general considerations when evaluating different housing arrangements.
Topic 4
Family & Caregiver Resources
Financial and housing decisions can become important topics for families as parents or relatives grow older.
Our resources can help family members understand common terminology and identify questions they may want to discuss together, including:
Housing preferences
Long-term living arrangements
Home maintenance
Financial responsibilities
Estate considerations
Home equity
Questions to discuss with family members
Working with qualified professionals
More Topics
Housing & Homeownership Topics
Educational perspectives on the practical side of homeownership and housing decisions later in life.
Aging in Place
Things homeowners may want to consider when planning to remain in their home.
Downsizing
Financial and practical considerations when moving to a smaller home.
Home Maintenance
Understanding the ongoing costs and responsibilities of homeownership.
Senior Resources
Educational articles written in straightforward language for older homeowners.
Understand Your Options With Confidence
Explore straightforward educational resources about home equity, retirement housing, and reverse mortgages.